| Bill consolidation, also known as debt consolidation, is the process of combining all of your bills into a single payment at a drastically lower interest rate. Our bill consolidation services are NOT a loan.
If you were to use a loan for consolidation, you would actually end up paying more in the long run. In order to lower your interest rates, the time to pay off the bill consolidation loan is drastically extended. Therefore, you could be in debt much longer, and actually paying more! Not only that, in many cases you would also have to put your personal assets on the line as collateral. Clearly not the best solution. We prefer a more natural approach to getting you out of debt.
With our bill consolidation services and our relationships with your creditors, we negotiate to lower, or in some cases, ELIMINATE your interest rates. Why are they willing to do this? Well, they would much rather provide you with low interest rates than have you file for bankruptcy - which would cause them to forfeit the money you owe them. Along with lowering your interest rates, we also develop a structured plan which waives your late fees and consolidates all your unsecured debt into one convenient payment. What if you have bad credit? With this program, it doesn't matter!
Our bill consolidation services will help you:
1. Pay less. We negotiate with your creditors for better repayment terms which include drastically lowering your interest rates and waiving your late fees.
2. Pay off your debt faster. By creating a realistic and manageable payment plan, you'll be able to pay off your debt in as few as a handful of years (as compared to potentially 20+ years on your own).
3. Make it easier to pay every month. By consolidating all your credit card bills and other unsecured debt payments into one, you won't have to juggle multiple payments.
4. Learn to avoid future financial trouble. Once you start to pay off your debt, you'll feel a real change in the way you look at and use money. We'll teach you tips, tricks, and techniques to help you better manage all of your finances.
5. Get the service you deserve. Perhaps the most important part of our service is that you will always be treated with respect, care and compassion.
Ready to start your journey towards achieving financial freedom?
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